| Lock-in period | 
        3 years | 
        5 years | 
        5 years | 
        5 years  | 
        15 years | 
        Till termination of employment | 
      
      
      
        | Taxation aspect | 
        Capital gains are taxable post 
1 Lakh | 
        Interest is taxable as per your IT slab | 
        Maturity/claims proceed are tax-free | 
        Interest is taxable as per your tax-slab | 
        Interest is tax-free | 
        Interest is tax-free^^ |